Investment Philosophy
Professional Wealth Management involves both enhancing and protecting wealth within a framework that is fitted to the individual requirements of the client. Investment management is therefore a major part of the Cavendish Ware Wealth Management proposition. We have what we believe to be a rigorous and well thought through investment process, and a philosophy that firmly places each individual at the centre of this process.
It can be broken down into a number of components. However, each element should always be placed in context with the overall aims and objectives, and although this document aims to give you a guide to our approach, no two situations will necessarily be the same and the personal aspect of our advice will always be placed alongside this philosophy.
In essence, our process takes the following steps:
· We aim to initially review aims and objectives, and within this understand in detail your approach to risk.
· We then develop your objectives into a strategic plan that incorporates an appropriate asset allocation model that is aligned to your risk profile
· The strategic plan is then developed further into a series of tactical, practical advisory elements, and alongside this we put together a suitable portfolio of underlying funds that aim to maximise return within your risk tolerance.
· We then review both your own objectives, including your approach to risk, and the asset allocation and funds within the portfolio, on a regular basis.
The following pages set this out in more detail, and we would be delighted to explain this to you further